TD Joint Bank Accounts

Opening a joint checking or savings account with someone close to you can help you spend, save and monitor money more efficiently. Visit your local TD Bank to explore your options and open a joint bank account today.

When to open a joint bank account

Sharing a checking or savings account can be a good idea for a variety of relationships, such as married or unmarried partners; parents and children; seniors and caregivers.

A joint bank account makes it easy to:

Pay shared bills, like rent, mortgage or utility bills
Buy shared items, like groceries
Create a budget and keep track of spending
Contribute to financial goals, both big and small
Deposit checks for each other

Plus, with two people contributing to your monthly balance, you may even be able to upgrade to an account with more features like TD Beyond Checking and TD Signature Savings.

How a joint bank account works

Make deposits and withdrawals
See all account activity
Have their own debit card
Write checks—joint bank account checks will have both names on the check
Set up their own profile in Online Banking and the TD Bank app with full access to the joint bank account

How to open a joint bank account

Identification for both account owners, like a driver's license, state ID or passport
Personal information for both account owners, including your date of birth, Social Security number and current address
Funding your account at opening will allow you to begin enjoying the benefits immediately

Explore TD Checking and Savings accounts

When you're ready to open a joint bank account, visit a TD Bank with your co-owner to get started.

TD Checking Accounts

Talk to your co-owner about which checking account works for your budget and has the perks you want

TD Savings Accounts

Discuss your savings goals with each other and choose the account that works for you both

Open a joint bank account in person together

Whether you're opening a new account or adding someone to your TD account, both owners will need to bring the required info.

Need to talk to us directly? Contact us

Equal Housing Lender

SECURITIES AND OTHER INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT; NOT FDIC INSURED; NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY; NOT GUARANTEED BY TD BANK, N.A. OR ANY OF ITS AFFILIATES; AND, MAY BE SUBJECT TO INVESTMENT RISK, INCLUDING POSSIBLE LOSS OF VALUE.

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